Stripe dispute · reason code 13.1
The Stripe disputes everyone writes off as unwinnable. You can win them.
A chargeback hit, the money is already pulled, and the clock is ticking. The proof you need is real. It is just scattered across Stripe, your delivery logs, and your client's own approval. Verdact assembles it.
Free during beta. Nothing filed without your approval.
- We assemble the evidence
- ·
- You approve every word
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- You file it yourself
Why these look unwinnable
Banks are not finding flaws in your evidence. They are finding gaps you do not know you have. Verdact finds yours first.
The product, at fidelity
We build the case. We find the gap first.
Every piece of proof, pulled from records you already hold, mapped to the reason code, and laid out the way an issuer reads it.
We flag the one piece the bank would have found first, while you still have time to add it.
- Stripe charge recordVerified
- Signed scope of workVerified
- Delivery logVerified
- Client approval emailVerified
- Account login activityVerified
- Invoice, paid in fullVerified
- Reason-code mapping, RC 13.1Verified
- Missing: final acceptance noteGap
How it works
Three steps. You hold the pen the whole way.
Step 01
You tell us what happened.
One dispute, one short brief. No integrations you do not want, no access to anything you did not choose to share.
Step 02
We assemble. You review.
We gather your evidence, map it to the reason code, and flag the gap. You read every line before anything is final.
Step 03
You file it yourself.
You submit it through Stripe, in your own name. It is free during the beta.
The line you cannot see
Win the dispute. Keep the account.
Stripe publishes a 0.75% dispute-rate guidance. Cross it and a win can still cost you your account. Most owners do not know it exists. Verdact tracks you against it, so winning a dispute never puts your Stripe account at risk.
Stripe's published guidance. Verdact is not affiliated with or endorsed by Stripe.
The clock is real
Card networks give you days, not weeks, to respond. The sooner the case is built, the stronger it is.
Here is what to do right now: join the beta, and we will be ready the moment your dispute lands.
Who it's for
Built for the owners who do the work themselves, and file the disputes themselves too.
Control is the product
Four clauses we do not break.
Free during beta.
Nothing to pay while we are in beta. Post-beta pricing has not launched yet, and we will share it before you owe anything.
Nothing filed without you.
You approve every exhibit before anything leaves. We never submit on your behalf.
Your data stays yours.
We organize records you already have. We never read anyone's inbox.
Walk away anytime.
Stop at any step and keep everything we built together. No lock-in, no penalty.
One real case, told in full
Every screen here traces back to a case shaped like this one.
Scroll through all twenty-one days of it: the dispute landing, the evidence coming together, the deadline held, and a note from the person who reads every packet before it goes out.
Read the storyPlans
Free during the beta.
Beta access
Free
Full case assembly, gap flagging, and account-line tracking, free while we are in beta. No credit card, and nothing to pay while you are testing.
See your winnable casesThe questions you are right to ask
Straight answers.
Does Verdact file disputes for me?
No. We assemble the case and flag the gap. You review it and file it yourself through Stripe, in your own name. Nothing is submitted without your approval.
Do you take a cut of what I recover?
It is free during the beta. We have not announced post-beta pricing yet, and we will tell you the terms before you owe anything.
What if I do not win?
There are no guarantees, and we will tell you straight if a case is too weak to bother filing, before you spend a minute on it. If you do file and lose, you keep the assembled case and the gap we flagged, and you owe nothing during the beta.
Do you read my email?
No. We organize records you already have and choose to share. We never read anyone’s inbox, and you see exactly what was used before anything is final.